The power of diversification

“Holding a diversified portfolio of asset classes and investments means you don’t have to try to pick and choose the best performing section each year (which is impossible to do anyways).” – Ben Carlson @awealthofcommonsense

This chart is one of my favourite ways of demonstrating the importance of diversification for those who are thinking about retirement or who have already hung up their spurs.

Continue reading “The power of diversification”

October market jitters

October has seen a sharp fall across global stock markets; US markets are down around 7% and European markets have lost 5.5%. Meanwhile, in the UK, the FTSE100 has dropped 5.25%.

On the plus side, bond markets have been stable, strengthening slightly over the month. However, in general, this has not been enough to offset the fall in stocks. Continue reading “October market jitters”